Pay From Profit vs Pay After Pass vs Standard: Which Should You Pick?
Same account, three payment models. We line up upfront cost, total cost, cost of failing and the refund milestone at every size — and say plainly which model fits which trader.
Key Takeaway
All three buy the same kind of funded account. What changes is when you pay and how much you risk: - Pay After Pass — the cheapest attempt: $9.99 now, the rest after you pass, out of pocket. - Pay From Profit — 50% now, the rest from your payouts, never out of pocket. Same total fee as Pay After Pass. - Standard — full fee upfront, the lowest total on most sizes, discount codes apply, and the…
In this article
Quick answer
All three buy the same kind of funded account. What changes is when you pay and how much you risk:
- Pay After Pass — the cheapest attempt: $9.99 now, the rest after you pass, out of pocket.
- Pay From Profit — 50% now, the rest from your payouts, never out of pocket. Same total fee as Pay After Pass.
- Standard — full fee upfront, the lowest total on most sizes, discount codes apply, and the fee comes back soonest.
One account, three ways to pay
A $10,000 1-Step:
| Standard | Pay After Pass | Pay From Profit | |
|---|---|---|---|
| Paid at checkout | $109.99 | $9.99 | $71.50 |
| Paid after passing | Nothing | $133.00 | Nothing |
| Taken from payouts | Nothing | Nothing | $71.49 |
| Total fee | $109.99 | $142.99 | $142.99 |
| Cost if you fail | $109.99 | $9.99 | $71.50 |
| 120% fee refund | With 3rd payout | With 4th payout | With 5th payout |
| Discount codes | Yes | No | No |
Standard prices are before discount codes. Standard is the lowest total on every 1-Step size it's sold in, but not on every 2-Step: at $25K, $100K and $200K its upfront price is higher than the other two models' total — a $100,000 2-Step is $519.99 on Standard against $508.99.
Every size, side by side
Prices verified 2026-10-15.
1-Step
| Account | Standard (upfront) | Pay After Pass (now + after pass) | Pay From Profit (now + from payouts) |
|---|---|---|---|
| $5,000 | $59.99 | $9.99 + $68.00 | $39.00 + $38.99 |
| $10,000 | $109.99 | $9.99 + $133.00 | $71.50 + $71.49 |
| $25,000 | $209.99 | $9.99 + $263.00 | $136.50 + $136.49 |
| $50,000 | $329.99 | $9.99 + $419.00 | $214.50 + $214.49 |
| $100,000 | $539.99 | $9.99 + $692.00 | $351.00 + $350.99 |
| $200,000 | $999.99 | $9.99 + $1,290.00 | $650.00 + $649.99 |
| $300,000 | — | $9.99 + $1,690.00 | $850.00 + $849.99 |
| $400,000 | — | $9.99 + $2,030.00 | $1,020.00 + $1,019.99 |
| $500,000 | — | $9.99 + $2,370.00 | $1,190.00 + $1,189.99 |
2-Step
| Account | Standard (upfront) | Pay After Pass (now + after pass) | Pay From Profit (now + from payouts) |
|---|---|---|---|
| $5,000 | $49.99 | $9.99 + $55.00 | $32.50 + $32.49 |
| $10,000 | $99.99 | $9.99 + $120.00 | $65.00 + $64.99 |
| $25,000 | $199.99 | $9.99 + $159.00 | $84.50 + $84.49 |
| $50,000 | $299.99 | $9.99 + $329.00 | $169.50 + $169.49 |
| $100,000 | $519.99 | $9.99 + $499.00 | $254.50 + $254.49 |
| $200,000 | $979.99 | $9.99 + $929.00 | $469.50 + $469.49 |
| $300,000 | $1,379.99 | $9.99 + $1,612.00 | $811.00 + $810.99 |
| $400,000 | $1,684.99 | $9.99 + $1,911.00 | $960.50 + $960.49 |
| $500,000 | $1,989.99 | $9.99 + $2,210.00 | $1,110.00 + $1,109.99 |
Evaluation rules aren't identical either
Pay After Pass and Pay From Profit share one evaluation: a 4% target (3% in 2-Step Phase 2), 8% daily and 15% max loss, no minimum days, no time limit. Standard challenges ask for higher targets with tighter drawdown limits. Every model's rules are on the rules page.
Which one fits you
Choose Pay After Pass if you want the least money at risk. $9.99 to attempt, and you only pay the balance if you've earned the right to. The catch: that balance is a real bill on the day you pass.
Choose Pay From Profit if a lower entry than Standard matters, but you'd rather not find the rest of the fee in cash after passing. Your first payout covers it — and if it's small, the next one does. The catch: you put more down than Pay After Pass, and the refund comes later.
Choose Standard if you're confident you'll pass. It's the cheapest in total on most sizes, it's the only model where codes apply, and it refunds soonest.
More detail on each: Pay From Profit · Pay After You Pass · how Pay From Profit's deduction works.
Frequently Asked Questions
4 questions answered
Which is cheapest: Standard, Pay After Pass or Pay From Profit?
To try: Pay After Pass ($9.99). In total, if you pass: Standard on most sizes (every 1-Step, and 2-Step except $25K, $100K and $200K), more so with a discount code. Pay After Pass and Pay From Profit have the same total fee; they only differ in when you pay it.
What's the difference between Pay From Profit and Pay After Pass?
Same evaluation rules and the same total fee. Pay After Pass charges $9.99 upfront and bills you the rest after you pass; Pay From Profit charges 50% upfront and takes the rest from your payouts, so there's no bill after passing.
Which model refunds the fee soonest?
Standard (120% with your 3rd payout), then Pay After Pass (4th payout), then Pay From Profit (5th payout).
Do discount codes work on all three?
No. Codes such as RIP40, WELCOME60 and FORREAL30 apply to Standard challenges only.
Trade With Clear Rules
Compare ForRealFunding programs, including Pay After Pass challenges starting from $9.99.
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