Pay After You Pass Prop Firm: Start From $9.99, Pay the Rest When You Pass
Pass first, pay later: start any account from $5K to $500K for $9.99, trade under published drawdown rules with no time limit, and pay the remaining fee only once you pass.
Pay After You Pass allows traders to enter evaluations for a minimal initial fee (from $9.99). You receive full evaluation parameters (8% daily / 15% max drawdown), scaling up to $500K in capital with up to a 90% profit split upon passing.
From $9.99 to Funded Account
1. Start from $9.99
Pick an account size and pay a small entry fee to begin your evaluation—not the full challenge price upfront.
2. Trade under transparent rules
Trade with an 8% daily / 15% max drawdown allowance. Full risk parameters apply with zero hidden clauses.
3. Pay the balance after passing
The remaining challenge fee is due only once you have achieved the profit target and cleared the evaluation.
4. Get funded with up to 90% split
Pay the balance, get a funded account up to $500K with up to a 90% split, and a 120% fee refund paid alongside your 4th payout.
Transparent Pricing Schedule
1-Step Challenge
| Account Size | Pay Now (Entry) | Pay After Passing | Total Fee | Standard Upfront Price |
|---|---|---|---|---|
| $5,000 | $9.99 | $68.00 | $77.99 | $59.99 |
| $10,000 | $9.99 | $133.00 | $142.99 | $109.99 |
| $25,000 | $9.99 | $263.00 | $272.99 | $209.99 |
| $50,000 | $9.99 | $419.00 | $428.99 | $329.99 |
| $100,000 | $9.99 | $692.00 | $701.99 | $539.99 |
| $200,000 | $9.99 | $1,290.00 | $1,299.99 | $999.99 |
| $300,000 | $9.99 | $1,690.00 | $1,699.99 | Standard |
| $400,000 | $9.99 | $2,030.00 | $2,039.99 | Standard |
| $500,000 | $9.99 | $2,370.00 | $2,379.99 | Standard |
2-Step Challenge
| Account Size | Pay Now (Entry) | Pay After Passing | Total Fee | Standard Upfront Price |
|---|---|---|---|---|
| $5,000 | $9.99 | $55.00 | $64.99 | $49.99 |
| $10,000 | $9.99 | $120.00 | $129.99 | $99.99 |
| $25,000 | $9.99 | $159.00 | $168.99 | $199.99 |
| $50,000 | $9.99 | $329.00 | $338.99 | $299.99 |
| $100,000 | $9.99 | $499.00 | $508.99 | $519.99 |
| $200,000 | $9.99 | $929.00 | $938.99 | $979.99 |
| $300,000 | $9.99 | $1,612.00 | $1,621.99 | $1,379.99 |
| $400,000 | $9.99 | $1,911.00 | $1,920.99 | $1,684.99 |
| $500,000 | $9.99 | $2,210.00 | $2,219.99 | $1,989.99 |
One Entry Fee. Every Account Size.
Fee refunded after your 4th payout. See all sizes
Skip the Evaluation. Get Funded Today.
What you get
- No evaluation and no profit target
- Up to 90% profit split from your first payout
- Approved payouts processed within 24 working hours
- Challenge fee refunded with your 5th payout
- Daily drawdown
- 3%
- Max drawdown
- 6%
- Leverage
- 1:20
- Platform
- MT5
Also Referred To As Pass First, Pay Later
Why Traders Trust ForRealFunding
A registered company: ForRealFunding FZCO
IFZA-licensed free-zone company, IFZA Business Park, Dubai Silicon Oasis, UAE. Terms, refund policy and risk disclaimer are published in full.
Read the terms →Payouts you can verify yourself
Every payout certificate carries a QR code that opens its verification record — e.g. Rishabh S., $3,926.30, September 22, 2026.
Verify this payout →Payouts processed in 24 working hours
An approved payout not processed within 24 working hours earns you $1,500 plus a refund of your challenge fee.
Read the guarantee terms →Every rule published before you pay
Evaluation and funded limits, news and hold-time rules — including the strict ones — on one page. No consistency rule on any account.
Read every rule →Your fee comes back
The challenge fee is refunded alongside a regular payout — after the 4th on Pay After Pass, the 3rd on 1-Step and 2-Step.
Refund policy →Ask us anything first
Live chat, email and Discord, 24/7. Ask about any rule before you buy.
Contact support →We're a newer firm without years of independent payout history yet. The cheapest way to test us is a $9.99 Pay After Pass attempt and your own first payout.
Related Trading Guides
Best Pay After Pass Prop Firms (2026)
Every firm that offers a pay-later evaluation, what each charges to start and after passing, and where we win and don't.
Pay After Pass Model Explained
Comprehensive breakdown of how deferred fee evaluation works, risk parameters, and trader advantages.
Pay After Pass vs. Instant Funding
Side-by-side comparison of entry costs, evaluation requirements, and capital scaling options.
Evaluation Strategy Guide
Step-by-step risk management and target planning from day one through your first payout.
What Happens After You Pass
Transitioning to a funded account—payout schedules, scaling terms, and account activation.
All Evaluation Models Compared
Compare 1-Step, 2-Step, and Instant Funding parameters alongside Pay After Pass.
Prop Firm Legitimacy & Verification
A 6-point evaluation checklist measuring major prop firms and payout proof.
Pay After Pass FAQ
What does 'Pay After You Pass' mean?
Pay After You Pass is a deferred challenge fee model. You pay a minimal entry fee ($9.99) to begin your evaluation and only pay the remaining challenge fee once you successfully meet the profit target.
Is 'Pass First, Pay Later' identical to Pay After Pass?
Yes. 'Pass First, Pay Later', 'Pass Now, Pay Later', 'Buy Now, Pay Later' and 'Trade Now, Pay Later' prop firm challenges all describe the same structure: a small fee to start, and the rest of the challenge fee only after you pass the evaluation.
Which prop firm offers the best pay after pass?
It depends on the account size. ForRealFunding charges the same $9.99 entry on every size up to $500K — no other pay-later firm we found offers accounts above $250K — with a 15% static drawdown on the evaluation and no time limit. The5ers' Bootcamp costs less in total at the sizes it offers, but asks more upfront ($95 at $100K) and runs three phases. Our comparison of every pay-later firm shows the entry and after-pass fees side by side.
How much is a $100K pay after pass account?
$9.99 to start on both formats. If you pass, the balance is $499 on the 2-Step ($508.99 in total — less than the $519.99 upfront price) or $692 on the 1-Step ($701.99 in total). If you don't pass, you've spent $9.99.
What happens after you pass?
You pay the remaining fee, complete a one-time KYC check, and your funded account is created with its own limits shown on your dashboard. Your first reward is available 30 days after your first funded trade, the second 21 days later, then every 14 days.
What is the downside of paying later?
On the 1-Step, paying later costs more in total than paying upfront (e.g. $701.99 vs $539.99 at $100K), so a trader who reliably passes first time saves by paying upfront. And the funded account has tighter limits than the evaluation — size your trades for the funded rules from day one.
How does Pay After Pass differ from Instant Funding?
Instant Funding skips the evaluation phase entirely for immediate live trading. Pay After Pass requires completing an evaluation phase, but significantly lowers your upfront financial risk.
Are there hidden fees after passing?
No. The remaining balance is fixed and disclosed upfront before you start. All drawdown limits, profit targets, and fee schedules are published transparently.
What is the entry price for a Pay After Pass challenge?
Entry fees start at $9.99 across account sizes ($5K to $500K), with the remaining balance due only upon successfully passing the evaluation.
When are payouts and refunds issued?
Your first reward is available 30 days after your first funded trade, the second 21 days later, then every 14 days (14-day payouts from the start are available as an add-on). On Pay After Pass, a 120% refund of your challenge fee is paid alongside your 4th payout.
Get Started
Start Your Pay After Pass Challenge From $9.99
Prove your trading skills with minimal upfront risk and scale up to $500K in funded capital.
Get Funded · From $9.99