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ForRealFunding
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Comparison

ForRealFunding vs FTMO

Compare ForRealFunding and FTMO on profit split, evaluation model, drawdown rules, funding size, and payout speed.

Evaluation Model

FRF

Instant Funding, 1-Step, 2-Step, or Pay After Pass — you choose

FTMO

2-Step Standard, or 1-Step (flat 90% split)

Instant Funding Option

FRF

Yes — no evaluation required

FTMO

No

Starting Fee

FRF

From $9.99 (Pay After Pass)

FTMO

From ~$89 on a $10K account, refundable on pass

Max Simulated Funding

FRF

Up to $500,000

FTMO

Up to $2,000,000 via the Scaling Plan (25% growth every 4 months)

Profit Split

FRF

Up to 90%, from your first payout

FTMO

80% → up to 90% with scaling (2-Step); flat 90% from day one on 1-Step

Payout Frequency

FRF

First payout 30 days after your first trade, then every 14 days

FTMO

Biweekly (14-day) cycle standard; faster options on higher tiers

Daily / Max Drawdown

FRF

4%/7% (1-Step) or 5%/10% (2-Step), static

FTMO

5% daily / 10% max, static, off balance or equity whichever is higher

Minimum Trading Days

FRF

None on most models

FTMO

4 days

Instruments

FRF

Forex, gold/metals, indices, energies, select crypto (MT5)

FTMO

~166 instruments: forex, indices, commodities, metals, crypto, stocks

120% Refund on Pass

FRF

Yes

FTMO

100% fee refund on passing (not 120%)
The Verdict

Which one is right for you?

FTMO has the longest track record in the industry — 4.8/5 across 46,000+ Trustpilot reviews — and the highest scaling ceiling at $2M. That history is worth something real: it's why many traders default to it. ForRealFunding's edge is optionality and cost — Instant Funding for traders who don't want to sit through an evaluation, a lower entry fee, and a 120% refund on your challenge fee when you pass, versus FTMO's standard 100%.

See ForRealFunding Pricing
Sourced Pros & Cons

What FTMO is actually good at

Real strengths and real, sourced complaints about FTMO — not just marketing copy.

Strengths

  • +4.8/5 across 46,000+ Trustpilot reviews — the deepest independent track record of any firm in this comparison
  • +Widest instrument list (~166 markets) including stocks, which most prop firms don't offer
  • +100% fee refund on passing, plus a Scaling Plan that can reach $2,000,000

Watch Out For

  • –Traders report a 1% risk-per-trade rule that isn't clearly disclosed until you're consistently profitable
  • –Some reports of stricter rule enforcement once an account becomes consistently profitable
  • –No Instant Funding option — every account starts with an evaluation
FAQ

ForRealFunding vs FTMO: Questions

Is ForRealFunding cheaper than FTMO?

ForRealFunding's evaluations start from $9.99 with a Pay After Pass option, which is a lower up-front cost than FTMO's roughly $89 starting fee on a $10K account. FTMO refunds 100% of its fee on a pass; ForRealFunding refunds 120%.

Does ForRealFunding offer instant funding like a no-evaluation option?

Yes. ForRealFunding's Instant Funding program gives you simulated capital immediately with no evaluation phase, which FTMO does not offer — every FTMO account requires passing a Challenge (1-Step or 2-Step) first.

Which has the higher profit split, ForRealFunding or FTMO?

Both pay up to 90%. FTMO's 1-Step model pays a flat 90% from day one; its 2-Step model starts at 80% and scales to 90%. ForRealFunding pays up to 90% from your first payout across its models.

Does FTMO actually have more trader reviews than ForRealFunding?

Yes, substantially more. FTMO has over 46,000 Trustpilot reviews built up over its longer time in the market. ForRealFunding is a newer brand and doesn't yet have that independent review history — worth factoring in if track record matters to you.