ForRealFunding Pay After Pass From $9.99: How It Works

Quick answer

ForRealFunding Pay After Pass costs $9.99 to start on any account size from $5K to $500K. You trade the evaluation, and the remaining program fee is due only after you pass. Fail, and $9.99 is all you ever paid.

Then the part most people miss: the program fee is refunded after your 4th successful payout. Pass, trade well, collect four payouts, and the cost of the account comes back to you.

New to the model itself? Start with the Pay After You Pass guide. This page is the ForRealFunding specifics — every price, both formats, and the rules attached to each.

The rules you are trading

For context, the standard 1-Step asks for a 10% target against an 8% static drawdown (4% daily) with 3 minimum trading days. Pay After Pass asks for 4% against 15% of static room with no minimum days — the floor does not move up behind your balance. It is the most forgiving evaluation ForRealFunding publishes, which is worth knowing before you assume a low entry fee means a harder test.

Funded-stage rules tighten afterwards — covered below.

1-Step Pay After Pass: every price

2-Step Pay After Pass: every price

Pricing last verified 2 September 2026 — confirm current figures at checkout.

Three rows are worth pausing on. At $25,000, $100,000 and $200,000 on the 2-Step, Pay After Pass is cheaper in total and defers the fee. There is no premium to weigh on those sizes — the deferred route simply wins, which is unusual enough that it is worth checking your target size against the table rather than assuming upfront is the frugal choice.

Everywhere else you are paying a premium for optionality, and the size of that premium is the honest question to ask yourself: how confident am I that this particular attempt passes?

What $9.99 actually changes

The entry fee is flat across every size. That is the whole mechanism, and it has one large consequence: the bigger the account, the more of the cost sits behind the pass.

On a $100,000 1-Step, a failed attempt costs $9.99 instead of $539.99. Three failed attempts still cost less than a tenth of one failed prepaid challenge. On a $500,000 account the asymmetry is starker still — $9.99 to attempt something that costs $2,370 to keep.

This matters because passing on the first try is the exception. Any model where the second attempt is affordable produces more funded traders than one where a single failure ends the budget. It also means there is little reason to buy down to a $10K account "to be safe" — the attempt costs the same $9.99 either way, and only the success is expensive.

The funded stage tightens

The evaluation is generous. The funded account is not, and planning for it early is the difference between keeping the account and breaching it in week one.

On minimum trade duration: ForRealFunding's Pay After Pass rules page lists 30 seconds, while its prohibited-activities rules state a 1-minute minimum across all models. Hold funded trades for at least one minute and you are clear under either reading — confirm the current figure at checkout if you scalp close to the limit.

There is no consistency, best-day or stability rule at either stage — a single big day counts in full toward your target and your payout.

The practical takeaway: pick a risk-per-trade number that survives the funded rules, and use it from your first evaluation trade. How to pass a Pay After Pass challenge works the sizing through with numbers.

Add-ons

Selected at checkout only — they cannot be added to an account later. Each is priced as a percentage on top of the program fee:

Worth doing the arithmetic before you tick boxes. On a $100,000 1-Step the 100% split add-on costs 25% of the program fee — around $173 — and pays for itself once you have withdrawn roughly $1,730 in profit. If you expect to trade the account for a while, it is straightforward value. If you are not yet sure you will pass, it is $173 of conviction you can buy later on the next account instead.

Trading conditions

• MetaTrader 5 — see the MT5 account guide
• Expert Advisors and automated strategies allowed
• News trading allowed during evaluation phases
• One active Pay After Pass account at a time; buy another after this one completes, fails, or closes
• Multiple funded Pay After Pass accounts are allowed, subject to capital allocation limits

The refund milestone

Both 1-Step and 2-Step Pay After Pass refund the program fee after your 4th successful payout, processed alongside a regular payout rather than as a separate claim.

Put the whole sequence together and the economics are unusual: $9.99 to attempt, the balance only if you succeed, and the balance back once the account has actually produced. A Pay After Pass account that works costs you nothing in the end — the fee is float, not spend. An account that doesn't work costs $9.99.

For comparison, instant funded accounts refund after the 5th payout, and the standard 1-Step and 2-Step after the 3rd. Verify current refund terms before purchase, since policy can change.

Bottom line

$9.99 starts any size. 4% to reach inside 15% of static room, with no clock. The balance falls due only on a pass, and comes back after four payouts.

If you have been sizing down to limit what a failed challenge costs you, that logic does not apply here — the failure costs $9.99 regardless. Pick the account you actually want on pricing, and check the 2-Step column first if total cost is what decides it.

Related: Pay After Pass explained · How to pass it · vs Instant Funding

Educational walkthrough. Live fees, add-on pricing and program rules can change — confirm everything at checkout before purchase. Evaluations and funded accounts run in simulated environments. Not financial advice.